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<lastmod>2019-07-22T14:57:15+00:00</lastmod>
</url>			<url>
<loc>https://www.brc-law.com/2019/07/22/should-you-sell-your-life-insurance-policy/</loc>
<lastmod>2019-07-22T14:57:39+00:00</lastmod>
</url>			<url>
<loc>https://www.brc-law.com/2019/07/22/how-to-plan-your-funeral/</loc>
<lastmod>2019-07-22T14:58:04+00:00</lastmod>
</url>			<url>
<loc>https://www.brc-law.com/2019/08/15/new-rule-once-again-allows-nursing-home-arbitration-agreements/</loc>
<lastmod>2019-08-15T00:54:59+00:00</lastmod>
</url>			<url>
<loc>https://www.brc-law.com/2019/08/15/grandparents-raising-grandchildren-may-qualify-for-the-earned-income-tax-credit/</loc>
<lastmod>2019-08-15T00:55:32+00:00</lastmod>
</url>			<url>
<loc>https://www.brc-law.com/2019/08/15/a-new-rule-may-make-it-harder-for-medicare-beneficiaries-to-receive-home-care/</loc>
<lastmod>2019-08-15T00:58:47+00:00</lastmod>
</url>			<url>
<loc>https://www.brc-law.com/2019/08/15/can-you-protect-yourself-from-hospital-observation-status/</loc>
<lastmod>2019-08-15T01:01:15+00:00</lastmod>
</url>			<url>
<loc>https://www.brc-law.com/2019/09/09/will-my-advance-directive-work-in-another-state/</loc>
<lastmod>2019-09-09T13:10:21+00:00</lastmod>
</url>			<url>
<loc>https://www.brc-law.com/2019/09/23/most-are-taking-social-security-at-the-wrong-time/</loc>
<lastmod>2019-09-23T13:38:16+00:00</lastmod>
</url>			<url>
<loc>https://www.brc-law.com/2019/10/20/5-tips-for-starting-retirement-planning-in-your-50s/</loc>
<lastmod>2019-10-20T19:00:36+00:00</lastmod>
</url>			<url>
<loc>https://www.brc-law.com/2019/10/20/the-2020-social-security-increase-will-be-smaller-than-2019s/</loc>
<lastmod>2019-10-20T19:00:56+00:00</lastmod>
</url>			<url>
<loc>https://www.brc-law.com/2019/10/20/what-to-do-if-you-are-appointed-guardian-of-an-older-adult/</loc>
<lastmod>2019-10-20T19:01:16+00:00</lastmod>
</url>			<url>
<loc>https://www.brc-law.com/2019/10/20/dont-let-medicare-open-enrollment-go-by-without-reassessing-your-medicare-options/</loc>
<lastmod>2019-10-20T19:01:43+00:00</lastmod>
</url>			<url>
<loc>https://www.brc-law.com/2019/10/29/guardianship-and-conservatorship/</loc>
<lastmod>2019-10-29T14:30:31+00:00</lastmod>
</url>			<url>
<loc>https://www.brc-law.com/2019/10/29/medicare-fraud-costs-billions-here39s-how-you-can-help/</loc>
<lastmod>2019-10-29T14:33:56+00:00</lastmod>
</url>			<url>
<loc>https://www.brc-law.com/2019/11/15/medicare-premiums-to-increase-by-almost-10-a-month-in-2020/</loc>
<lastmod>2019-11-15T20:49:11+00:00</lastmod>
</url>			<url>
<loc>https://www.brc-law.com/2019/11/15/irs-issues-long-term-care-premium-deductibility-limits-for-2020/</loc>
<lastmod>2019-11-15T20:49:31+00:00</lastmod>
</url>			<url>
<loc>https://www.brc-law.com/2019/11/15/home-care-costs-rise-sharply-in-annual-long-term-care-cost-survey/</loc>
<lastmod>2019-11-15T20:49:50+00:00</lastmod>
</url>			<url>
<loc>https://www.brc-law.com/2019/11/15/special-ownership-for-married-couples-tenancy-by-the-entirety/</loc>
<lastmod>2019-11-15T20:50:31+00:00</lastmod>
</url>			<url>
<loc>https://www.brc-law.com/2019/11/15/how-to-get-good-hospice-care-hard-won-advice-from-the-pennsylvania-nurse-prosecuted-for-aiding-her-fathers-death/</loc>
<lastmod>2019-11-15T20:50:52+00:00</lastmod>
</url>			<url>
<loc>https://www.brc-law.com/2019/11/26/the-tax-deductibility-of-long-term-care-insurance-premiums/</loc>
<lastmod>2019-11-26T00:56:19+00:00</lastmod>
</url>			<url>
<loc>https://www.brc-law.com/2019/11/26/medigap-plugging-the-holes-in-medicare/</loc>
<lastmod>2019-11-26T01:02:40+00:00</lastmod>
</url>			<url>
<loc>https://www.brc-law.com/2019/12/19/when-inheriting-property-consider-your-options/</loc>
<lastmod>2019-12-19T00:03:28+00:00</lastmod>
</url>			<url>
<loc>https://www.brc-law.com/2019/12/19/will-trumps-immigration-policy-cause-a-shortage-of-caregivers-for-the-elderly/</loc>
<lastmod>2019-12-19T00:03:39+00:00</lastmod>
</url>			<url>
<loc>https://www.brc-law.com/2019/12/19/movement-grows-to-add-dental-coverage-to-medicare/</loc>
<lastmod>2019-12-19T00:03:54+00:00</lastmod>
</url>			<url>
<loc>https://www.brc-law.com/2020/01/13/new-law-set-to-make-big-changes-to-retirement-plans/</loc>
<lastmod>2020-01-13T13:57:59+00:00</lastmod>
</url>			<url>
<loc>https://www.brc-law.com/2020/01/13/feds-release-2020-guidelines-used-to-protect-the-spouses-of-medicaid-applicants/</loc>
<lastmod>2020-01-13T13:58:11+00:00</lastmod>
</url>			<url>
<loc>https://www.brc-law.com/2020/01/13/caregivers-are-getting-younger-making-planning-for-long-term-care-even-more-important/</loc>
<lastmod>2020-01-13T13:58:21+00:00</lastmod>
</url>			<url>
<loc>https://www.brc-law.com/2020/01/23/medicaids-treatment-of-the-home/</loc>
<lastmod>2020-01-23T15:15:55+00:00</lastmod>
</url>			<url>
<loc>https://www.brc-law.com/2020/02/21/the-trump-administration-allows-states-to-choose-medicaid-block-grants/</loc>
<lastmod>2020-02-21T14:57:19+00:00</lastmod>
</url>			<url>
<loc>https://www.brc-law.com/2020/02/21/make-sure-you-are-counted-in-the-2020-census/</loc>
<lastmod>2020-02-21T15:02:56+00:00</lastmod>
</url>			<url>
<loc>https://www.brc-law.com/2020/02/21/free-tax-preparation-help-is-available-to-most-seniors/</loc>
<lastmod>2020-02-21T15:03:44+00:00</lastmod>
</url>			<url>
<loc>https://www.brc-law.com/2020/03/17/new-medicare-payment-method-causing-cuts-to-home-health-care-services/</loc>
<lastmod>2020-03-17T13:10:39+00:00</lastmod>
</url>			<url>
<loc>https://www.brc-law.com/2020/03/17/medicare-and-medicaid-will-cover-coronavirus-testing/</loc>
<lastmod>2020-03-17T13:10:49+00:00</lastmod>
</url>			<url>
<loc>https://www.brc-law.com/2020/03/20/what-can-you-do-to-protect-your-loved-one-in-a-nursing-home-during-the-pandemic/</loc>
<lastmod>2020-03-20T13:28:37+00:00</lastmod>
</url>			<url>
<loc>https://www.brc-law.com/2020/03/21/what-nursing-home-staff-levels-are-required/</loc>
<lastmod>2020-03-21T20:07:37+00:00</lastmod>
</url>			<url>
<loc>https://www.brc-law.com/2020/03/25/march-23rd-covid-19-update/</loc>
<lastmod>2020-03-25T12:48:32+00:00</lastmod>
</url>			<url>
<loc>https://www.brc-law.com/2020/04/05/elder-law-news-april-2020/</loc>
<lastmod>2020-04-05T15:30:28+00:00</lastmod>
</url>			<url>
<loc>https://www.brc-law.com/2020/04/14/barry-crimmins-boston-globe-article/</loc>
<lastmod>2020-04-14T12:08:09+00:00</lastmod>
</url>			<url>
<loc>https://www.brc-law.com/2020/04/24/wheres-my-coronavirus-relief-payment-well-it-depends/</loc>
<lastmod>2020-04-24T14:13:49+00:00</lastmod>
</url>			<url>
<loc>https://www.brc-law.com/2020/04/24/how-your-stimulus-check-affects-medicaid/</loc>
<lastmod>2020-04-24T14:14:09+00:00</lastmod>
</url>			<url>
<loc>https://www.brc-law.com/2020/04/24/should-seniors-who-lose-their-job-during-the-coronavirus-pandemic-claim-social-security-benefits-early/</loc>
<lastmod>2020-04-24T14:25:56+00:00</lastmod>
</url>			<url>
<loc>https://www.brc-law.com/2020/05/21/some-nursing-homes-and-assisted-living-facilities-are-snatching-residents-pandemic-relief-checks-ftc-warns/</loc>
<lastmod>2020-05-21T13:52:38+00:00</lastmod>
</url>			<url>
<loc>https://www.brc-law.com/2020/05/21/seniors-affected-by-the-coronavirus-pandemic-have-more-time-to-apply-for-medicare-or-change-plans/</loc>
<lastmod>2020-05-21T13:53:37+00:00</lastmod>
</url>			<url>
<loc>https://www.brc-law.com/2020/05/21/states-may-not-terminate-medicaid-benefits-during-the-coronavirus-pandemic/</loc>
<lastmod>2020-05-21T13:54:19+00:00</lastmod>
</url>			<url>
<loc>https://www.brc-law.com/2020/06/03/coronavirus-relief-funds-paid-to-deceased-americans-must-be-returned/</loc>
<lastmod>2020-06-03T15:00:25+00:00</lastmod>
</url>			<url>
<loc>https://www.brc-law.com/2020/06/03/yes-you-can-receive-unemployment-and-social-security-at-the-same-time/</loc>
<lastmod>2020-06-03T15:00:52+00:00</lastmod>
</url>			<url>
<loc>https://www.brc-law.com/2020/06/03/states-move-to-immunize-nursing-homes-from-liability-during-coronavirus-pandemic/</loc>
<lastmod>2020-06-03T15:01:32+00:00</lastmod>
</url>			<url>
<loc>https://www.brc-law.com/2020/06/24/when-buying-a-medigap-policy-it-really-pays-to-shop-around/</loc>
<lastmod>2020-06-24T16:02:30+00:00</lastmod>
</url>			<url>
<loc>https://www.brc-law.com/2020/06/24/four-ways-the-coronavirus-pandemic-may-affect-long-term-care-insurance/</loc>
<lastmod>2020-06-24T16:03:17+00:00</lastmod>
</url>			<url>
<loc>https://www.brc-law.com/2020/07/05/how-to-choose-a-medigap-policy/</loc>
<lastmod>2020-07-05T17:15:46+00:00</lastmod>
</url>			<url>
<loc>https://www.brc-law.com/2020/07/11/8-tips-for-having-the-talk-with-elderly-parents/</loc>
<lastmod>2020-07-11T11:52:49+00:00</lastmod>
</url>			<url>
<loc>https://www.brc-law.com/2020/07/29/will-medicare-cover-a-coronavirus-vaccine/</loc>
<lastmod>2020-07-29T11:52:35+00:00</lastmod>
</url>			<url>
<loc>https://www.brc-law.com/2020/08/02/long-reviled-military-widows-tax-is-finally-being-phased-out/</loc>
<lastmod>2020-08-02T19:42:23+00:00</lastmod>
</url>			<url>
<loc>https://www.brc-law.com/2020/08/18/can-you-transfer-your-medicare-and-medicaid-plans-when-you-move-to-another-state/</loc>
<lastmod>2020-08-18T19:42:45+00:00</lastmod>
</url>			<url>
<loc>https://www.brc-law.com/2020/08/25/say-it-loud-fight-over-james-browns-estate-may-finally-be-drawing-to-a-close/</loc>
<lastmod>2020-08-25T19:42:59+00:00</lastmod>
</url>			<url>
<loc>https://www.brc-law.com/2020/09/01/how-will-the-coronavirus-pandemic-affect-social-security/</loc>
<lastmod>2020-09-01T21:27:13+00:00</lastmod>
</url>			<url>
<loc>https://www.brc-law.com/2020/09/08/which-nursing-home-rating-system-should-you-trust/</loc>
<lastmod>2020-09-08T21:27:31+00:00</lastmod>
</url>			<url>
<loc>https://www.brc-law.com/2020/09/29/husbands-usually-dont-consider-their-wives-future-when-deciding-when-to-take-social-security-benefits/</loc>
<lastmod>2020-09-29T21:37:46+00:00</lastmod>
</url>			<url>
<loc>https://www.brc-law.com/2020/09/29/nursing-home-residents-face-even-greater-barriers-to-voting-amid-coronavirus-pandemic/</loc>
<lastmod>2020-09-29T21:38:07+00:00</lastmod>
</url>			<url>
<loc>https://www.brc-law.com/2020/09/29/medicare-may-not-cover-the-coronavirus-vaccine-after-all/</loc>
<lastmod>2020-09-29T21:38:20+00:00</lastmod>
</url>			<url>
<loc>https://www.brc-law.com/2020/09/29/medicare-beneficiaries-may-be-eligible-for-an-extra-100-days-of-skilled-nursing-coverage-due-to-pandemic/</loc>
<lastmod>2020-09-29T21:38:31+00:00</lastmod>
</url>			<url>
<loc>https://www.brc-law.com/2020/09/29/medicare-open-enrollment-starts-october-15-is-it-time-to-change-plans/</loc>
<lastmod>2020-09-29T21:39:36+00:00</lastmod>
</url>			<url>
<loc>https://www.brc-law.com/2020/10/27/a-modest-social-security-increase-for-2021/</loc>
<lastmod>2020-10-27T18:04:26+00:00</lastmod>
</url>			<url>
<loc>https://www.brc-law.com/2020/10/27/how-to-fix-a-required-minimum-distribution-mistake/</loc>
<lastmod>2020-10-27T18:07:13+00:00</lastmod>
</url>			<url>
<loc>https://www.brc-law.com/2020/11/17/medicare-premiums-to-increase-slightly-in-2021/</loc>
<lastmod>2020-11-17T16:00:03+00:00</lastmod>
</url>			<url>
<loc>https://www.brc-law.com/2020/11/17/what-to-look-for-when-choosing-a-medicare-advantage-plan/</loc>
<lastmod>2020-11-17T16:00:12+00:00</lastmod>
</url>			<url>
<loc>https://www.brc-law.com/2020/12/16/watch-out-for-these-potential-problems-with-life-estates/</loc>
<lastmod>2020-12-16T00:02:17+00:00</lastmod>
</url>			<url>
<loc>https://www.brc-law.com/2020/12/16/ability-to-withdraw-money-early-from-retirement-plan-without-penalty-ends-at-the-end-of-the-year/</loc>
<lastmod>2020-12-16T00:02:34+00:00</lastmod>
</url>			<url>
<loc>https://www.brc-law.com/2020/12/16/special-tax-deduction-for-2020-allows-donations-of-300-to-charity-without-itemizing/</loc>
<lastmod>2020-12-16T00:02:53+00:00</lastmod>
</url>			<url>
<loc>https://www.brc-law.com/2020/12/16/what-is-critical-illness-insurance-and-is-it-worth-buying/</loc>
<lastmod>2020-12-16T00:03:07+00:00</lastmod>
</url>			<url>
<loc>https://www.brc-law.com/2021/01/21/can-you-visit-nursing-home-residents-after-they-are-vaccinated/</loc>
<lastmod>2021-01-21T10:09:03+00:00</lastmod>
</url>			<url>
<loc>https://www.brc-law.com/2021/01/21/congress-fixes-some-but-not-all-medicare-enrollment-problems/</loc>
<lastmod>2021-01-21T10:09:16+00:00</lastmod>
</url>			<url>
<loc>https://www.brc-law.com/2021/02/24/what-is-long-term-care-and-who-provides-it/</loc>
<lastmod>2021-02-24T13:17:35+00:00</lastmod>
</url>			<url>
<loc>https://www.brc-law.com/2021/02/24/what-to-do-with-your-stimulus-check-if-you-are-in-a-nursing-home/</loc>
<lastmod>2021-02-24T13:17:46+00:00</lastmod>
</url>			<url>
<loc>https://www.brc-law.com/2021/03/24/biden-administration-eases-recommended-restrictions-on-nursing-home-visits/</loc>
<lastmod>2021-03-24T14:55:44+00:00</lastmod>
</url>			<url>
<loc>https://www.brc-law.com/2021/03/24/how-the-19-trillion-covid-19-relief-bill-aids-seniors/</loc>
<lastmod>2021-03-24T14:56:34+00:00</lastmod>
</url>			<url>
<loc>https://www.brc-law.com/2021/04/29/finding-the-right-hospital-bed-rental/</loc>
<lastmod>2021-04-29T14:45:24+00:00</lastmod>
</url>			<url>
<loc>https://www.brc-law.com/2021/04/29/latest-john-oliver-rant-details-failings-of-our-long-term-care-system/</loc>
<lastmod>2021-04-29T14:45:45+00:00</lastmod>
</url>			<url>
<loc>https://www.brc-law.com/2021/04/29/irs-announces-that-face-masks-and-related-purchases-are-tax-deductible/</loc>
<lastmod>2021-04-29T14:46:07+00:00</lastmod>
</url>			<url>
<loc>https://www.brc-law.com/2021/05/18/president-biden-proposes-billions-in-increased-funding-for-home-health-care/</loc>
<lastmod>2021-05-18T00:33:55+00:00</lastmod>
</url>			<url>
<loc>https://www.brc-law.com/2021/05/18/saying-medicaid-estate-recovery-keeps-families-in-poverty-advocacy-groups-call-for-its-abolition/</loc>
<lastmod>2021-05-18T00:36:11+00:00</lastmod>
</url>			<url>
<loc>https://www.brc-law.com/2021/05/18/how-you-can-end-up-in-medicare-part-ds-notorious-donut-hole-and-how-you-get-out/</loc>
<lastmod>2021-05-18T00:36:36+00:00</lastmod>
</url>			<url>
<loc>https://www.brc-law.com/2021/06/09/non-borrowing-spouses-of-reverse-mortgage-holders-receive-expanded-protections/</loc>
<lastmod>2021-06-09T23:04:34+00:00</lastmod>
</url>			<url>
<loc>https://www.brc-law.com/2021/06/18/dual-eligibility-how-qualifying-for-both-medicare-and-medicaid-can-help-with-costs/</loc>
<lastmod>2021-06-18T19:33:23+00:00</lastmod>
</url>			<url>
<loc>https://www.brc-law.com/2021/06/18/thousands-of-elderly-and-disabled-ssi-recipients-accused-of-owning-property-that-isnt-theirs/</loc>
<lastmod>2021-06-18T19:33:38+00:00</lastmod>
</url>			<url>
<loc>https://www.brc-law.com/2021/07/26/supreme-court-to-hear-case-that-could-increase-the-bite-that-medicaid-takes-out-of-settlements/</loc>
<lastmod>2021-07-26T13:39:32+00:00</lastmod>
</url>			<url>
<loc>https://www.brc-law.com/2021/07/26/you-may-be-overestimating-your-social-security-benefits/</loc>
<lastmod>2021-07-26T13:40:14+00:00</lastmod>
</url>			<url>
<loc>https://www.brc-law.com/2021/07/26/britney-spears-is-giving-the-country-a-crash-course-on-guardianship/</loc>
<lastmod>2021-07-26T13:40:43+00:00</lastmod>
</url>			<url>
<loc>https://www.brc-law.com/2021/07/26/medicare-would-cover-dental-vision-and-hearing-under-senate-democrats-spending-plan/</loc>
<lastmod>2021-07-26T13:41:16+00:00</lastmod>
</url>			<url>
<loc>https://www.brc-law.com/2021/08/18/nursing-homes-grapple-with-whether-to-force-staff-to-get-vaccinated/</loc>
<lastmod>2021-08-18T19:43:05+00:00</lastmod>
</url>			<url>
<loc>https://www.brc-law.com/2021/09/01/online-survey-helps-older-adults-assess-their-financial-vulnerability/</loc>
<lastmod>2021-09-01T21:08:41+00:00</lastmod>
</url>			<url>
<loc>https://www.brc-law.com/2021/09/15/armed-with-a-new-report-white-house-pushes-congress-to-reduce-prescription-drug-costs/</loc>
<lastmod>2021-09-15T12:20:43+00:00</lastmod>
</url>			<url>
<loc>https://www.brc-law.com/2021/09/15/its-medicare-open-enrollment-time-is-your-plan-still-working-for-you/</loc>
<lastmod>2021-09-15T12:21:14+00:00</lastmod>
</url>			<url>
<loc>https://www.brc-law.com/2021/10/15/social-security-shortfalls-are-predicted-to-begin-a-year-earlier-due-to-the-pandemic/</loc>
<lastmod>2021-10-15T14:08:06+00:00</lastmod>
</url>			<url>
<loc>https://www.brc-law.com/2021/10/15/covid-vaccination-information-added-to-medicares-nursing-home-compare-site/</loc>
<lastmod>2021-10-15T14:08:33+00:00</lastmod>
</url>			<url>
<loc>https://www.brc-law.com/2021/10/15/better-than-no-loaf-medicaid-planning-using-half-a-loaf-strategies/</loc>
<lastmod>2021-10-15T14:09:09+00:00</lastmod>
</url>			<url>
<loc>https://www.brc-law.com/2021/10/15/in-2022-social-security-beneficiaries-will-see-the-biggest-increase-in-39-years/</loc>
<lastmod>2021-10-15T14:09:36+00:00</lastmod>
</url>			<url>
<loc>https://www.brc-law.com/2021/11/18/closing-of-social-security-field-offices-disrupted-ssi-benefits-for-thousands-lawsuit-charges/</loc>
<lastmod>2021-11-18T18:21:37+00:00</lastmod>
</url>			<url>
<loc>https://www.brc-law.com/2021/11/18/what-it-means-to-need-nursing-home-level-of-care-for-medicaid-eligibility/</loc>
<lastmod>2021-11-18T18:21:58+00:00</lastmod>
</url>			<url>
<loc>https://www.brc-law.com/2021/11/18/medicare-premiums-to-increase-dramatically-in-2022/</loc>
<lastmod>2021-11-18T18:22:11+00:00</lastmod>
</url>			<url>
<loc>https://www.brc-law.com/2021/12/15/irs-issues-long-term-care-premium-deductibility-limits-for-2022-and-they-look-pretty-familiar/</loc>
<lastmod>2021-12-15T14:44:56+00:00</lastmod>
</url>			<url>
<loc>https://www.brc-law.com/2021/12/15/advocates-sound-alarm-about-pilot-program-they-say-could-privatize-all-of-medicare/</loc>
<lastmod>2021-12-15T14:45:48+00:00</lastmod>
</url>			<url>
<loc>https://www.brc-law.com/2021/12/15/you-can-cure-a-medicaid-penalty-period-by-returning-a-gift/</loc>
<lastmod>2021-12-15T14:47:59+00:00</lastmod>
</url>			<url>
<loc>https://www.brc-law.com/2022/01/20/worsening-nursing-home-staffing-crisis-taking-a-devastating-toll-on-residents-their-families-and-hospitals/</loc>
<lastmod>2022-01-20T15:47:59+00:00</lastmod>
</url>			<url>
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<lastmod>2022-01-20T15:48:48+00:00</lastmod>
</url>			<url>
<loc>https://www.brc-law.com/2022/02/02/california-removing-asset-test-for-medicaid-eligibility/</loc>
<lastmod>2022-02-02T17:56:20+00:00</lastmod>
</url>			<url>
<loc>https://www.brc-law.com/2022/02/02/when-can-someone-be-declared-legally-incompetent/</loc>
<lastmod>2022-02-02T17:57:34+00:00</lastmod>
</url>			<url>
<loc>https://www.brc-law.com/2022/02/02/medicare-wont-cover-rapid-at-home-covid-tests/</loc>
<lastmod>2022-02-02T17:57:52+00:00</lastmod>
</url>			<url>
<loc>https://www.brc-law.com/2022/02/02/court-rules-medicare-beneficiaries-can-appeal-switch-to-hospital-observation-status/</loc>
<lastmod>2022-02-02T17:58:10+00:00</lastmod>
</url>			<url>
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<lastmod>2022-03-11T14:03:31+00:00</lastmod>
</url>			<url>
<loc>https://www.brc-law.com/2022/03/11/medicare-to-cover-at-home-covid-tests-by-early-spring/</loc>
<lastmod>2022-03-11T14:04:51+00:00</lastmod>
</url>			<url>
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<lastmod>2022-03-11T14:05:15+00:00</lastmod>
</url>			<url>
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<lastmod>2022-03-11T14:05:30+00:00</lastmod>
</url>			<url>
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<lastmod>2022-03-11T14:05:48+00:00</lastmod>
</url>			<url>
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<lastmod>2022-03-11T14:06:09+00:00</lastmod>
</url>			<url>
<loc>https://www.brc-law.com/2022/03/11/medicares-controversial-direct-contracting-program-hits-biden-administrations-radar/</loc>
<lastmod>2022-03-11T14:06:24+00:00</lastmod>
</url>			<url>
<loc>https://www.brc-law.com/2022/03/11/rather-than-end-controversial-medicare-initiative-biden-gives-it-a-makeover/</loc>
<lastmod>2022-03-11T14:06:40+00:00</lastmod>
</url>			<url>
<loc>https://www.brc-law.com/2022/03/11/home-health-aide-costs-see-the-sharpest-increase-in-annual-long-term-care-survey/</loc>
<lastmod>2022-03-11T14:06:54+00:00</lastmod>
</url>			<url>
<loc>https://www.brc-law.com/2022/03/11/biden-proposes-major-nursing-home-reforms-most-extensive-in-decades/</loc>
<lastmod>2022-03-11T14:07:09+00:00</lastmod>
</url>			<url>
<loc>https://www.brc-law.com/2022/04/21/medicaids-snapshot-date-and-its-crucial-impact-on-a-couples-financial-picture/</loc>
<lastmod>2022-04-21T14:13:47+00:00</lastmod>
</url>			<url>
<loc>https://www.brc-law.com/2022/04/21/claiming-social-security-benefits-at-age-70/</loc>
<lastmod>2022-04-21T14:14:14+00:00</lastmod>
</url>			<url>
<loc>https://www.brc-law.com/2022/04/21/medicare-now-covers-the-cost-of-covid-at-home-tests/</loc>
<lastmod>2022-04-21T14:15:13+00:00</lastmod>
</url>			<url>
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<lastmod>2022-04-21T14:15:47+00:00</lastmod>
</url>			<url>
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<lastmod>2022-04-21T14:18:03+00:00</lastmod>
</url>			<url>
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<lastmod>2022-05-11T19:10:48+00:00</lastmod>
</url>			<url>
<loc>https://www.brc-law.com/2022/05/11/which-states-have-been-hardest-hit-by-the-nursing-home-staff-crisis/</loc>
<lastmod>2022-05-11T19:11:12+00:00</lastmod>
</url>			<url>
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<lastmod>2022-05-18T14:02:36+00:00</lastmod>
</url>			<url>
<loc>https://www.brc-law.com/2022/06/16/social-security-offers-lump-sum-payments-to-some-beneficiaries/</loc>
<lastmod>2022-06-16T17:29:50+00:00</lastmod>
</url>			<url>
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<lastmod>2022-06-16T17:30:10+00:00</lastmod>
</url>			<url>
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<lastmod>2022-06-16T17:30:31+00:00</lastmod>
</url>			<url>
<loc>https://www.brc-law.com/2022/06/16/stop-using-unsafe-portable-bed-rails-immediately-national-safety-commission-warns/</loc>
<lastmod>2022-06-16T17:30:43+00:00</lastmod>
</url>			<url>
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<lastmod>2022-07-14T12:01:49+00:00</lastmod>
</url>			<url>
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<lastmod>2022-07-14T12:02:07+00:00</lastmod>
</url>			<url>
<loc>https://www.brc-law.com/2022/07/14/cms-issues-updated-guidance-intended-to-improve-quality-of-nursing-home-care/</loc>
<lastmod>2022-07-14T12:02:35+00:00</lastmod>
</url>			<url>
<loc>https://www.brc-law.com/2022/07/25/it-pays-to-be-a-smart-shopper-when-buying-a-medigap-insurance-policy/</loc>
<lastmod>2022-07-25T14:29:59+00:00</lastmod>
</url>			<url>
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</url>			<url>
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<lastmod>2022-07-25T14:31:40+00:00</lastmod>
</url>			<url>
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<lastmod>2022-08-18T14:29:39+00:00</lastmod>
</url>			<url>
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<lastmod>2022-08-18T14:29:51+00:00</lastmod>
</url>			<url>
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<lastmod>2022-08-18T14:30:00+00:00</lastmod>
</url>			<url>
<loc>https://www.brc-law.com/2022/08/18/what-are-the-wards-rights-in-a-guardianship/</loc>
<lastmod>2022-08-18T14:30:57+00:00</lastmod>
</url>			<url>
<loc>https://www.brc-law.com/2022/08/18/can-a-nursing-home-hold-friends-or-family-members-responsible-for-a-residents-care/</loc>
<lastmod>2022-08-18T14:31:10+00:00</lastmod>
</url>			<url>
<loc>https://www.brc-law.com/2022/08/18/plan-ahead-before-seeking-nursing-home-care-avoid-unnecessary-debt-for-you-and-your-family/</loc>
<lastmod>2022-08-18T14:31:23+00:00</lastmod>
</url>			<url>
<loc>https://www.brc-law.com/2022/08/18/book-review-its-not-too-late-the-ultimate-guide-to-nursing-home-medicaid-for-the-stressed-out-husband-or-wife/</loc>
<lastmod>2022-08-18T14:31:34+00:00</lastmod>
</url>			<url>
<loc>https://www.brc-law.com/2022/08/18/prescription-drug-pricing-bill-whats-at-stake-for-medicare-recipients/</loc>
<lastmod>2022-08-18T14:31:47+00:00</lastmod>
</url>			<url>
<loc>https://www.brc-law.com/2022/08/18/what-you-need-to-know-about-medicaids-personal-needs-allowance/</loc>
<lastmod>2022-08-18T14:32:01+00:00</lastmod>
</url>			<url>
<loc>https://www.brc-law.com/2022/08/18/updates-to-social-security-administration-portal-make-it-easy-to-complete-key-tasks-online/</loc>
<lastmod>2022-08-18T14:32:17+00:00</lastmod>
</url>			<url>
<loc>https://www.brc-law.com/2022/08/18/are-you-missing-out-on-benefits-identify-the-programs-available-to-seniors-like-you/</loc>
<lastmod>2022-08-18T14:32:38+00:00</lastmod>
</url>			<url>
<loc>https://www.brc-law.com/2022/08/18/miller-trusts-can-help-you-qualify-for-medicaid/</loc>
<lastmod>2022-08-18T14:32:51+00:00</lastmod>
</url>			<url>
<loc>https://www.brc-law.com/2022/08/18/be-cautious-of-generic-health-care-proxy-forms/</loc>
<lastmod>2022-08-18T14:33:10+00:00</lastmod>
</url>			<url>
<loc>https://www.brc-law.com/2022/08/18/the-fda-approves-over-the-counter-hearing-aids/</loc>
<lastmod>2022-08-18T14:33:49+00:00</lastmod>
</url>			<url>
<loc>https://www.brc-law.com/2022/08/18/majority-of-adult-children-cannot-support-boomer-parents-surveys-find/</loc>
<lastmod>2022-08-18T14:34:21+00:00</lastmod>
</url>			<url>
<loc>https://www.brc-law.com/2022/09/28/how-does-telehealth-work-and-what-are-the-benefits/</loc>
<lastmod>2022-09-28T19:44:26+00:00</lastmod>
</url>			<url>
<loc>https://www.brc-law.com/2022/09/28/what-is-community-medicaid/</loc>
<lastmod>2022-09-28T19:45:48+00:00</lastmod>
</url>			<url>
<loc>https://www.brc-law.com/2022/09/28/do-medicare-or-medicaid-cover-senior-day-care-services/</loc>
<lastmod>2022-09-28T19:46:00+00:00</lastmod>
</url>			<url>
<loc>https://www.brc-law.com/2022/09/28/what-is-spousal-impoverishment/</loc>
<lastmod>2022-09-28T19:46:11+00:00</lastmod>
</url>			<url>
<loc>https://www.brc-law.com/2022/09/28/better-access-to-medicaid-feds-seek-to-simplify-enrollment/</loc>
<lastmod>2022-09-28T19:46:22+00:00</lastmod>
</url>			<url>
<loc>https://www.brc-law.com/2022/09/28/how-to-know-if-your-aging-parents-need-home-care/</loc>
<lastmod>2022-09-28T19:46:43+00:00</lastmod>
</url>			<url>
<loc>https://www.brc-law.com/2022/09/28/skilled-nursing-facilities-vs-nursing-homes-whats-the-difference/</loc>
<lastmod>2022-09-28T19:46:56+00:00</lastmod>
</url>			<url>
<loc>https://www.brc-law.com/2022/09/28/researching-medicare-or-medicaid-google-wants-to-help/</loc>
<lastmod>2022-09-28T19:47:12+00:00</lastmod>
</url>			<url>
<loc>https://www.brc-law.com/2022/09/28/in-one-year-close-to-1-million-more-us-seniors-living-in-poverty/</loc>
<lastmod>2022-09-28T19:47:28+00:00</lastmod>
</url>			<url>
<loc>https://www.brc-law.com/2022/09/28/whats-the-difference-between-alzheimers-and-dementia/</loc>
<lastmod>2022-09-28T20:02:02+00:00</lastmod>
</url>			<url>
<loc>https://www.brc-law.com/2022/09/28/older-americans-cancel-your-student-loan-debt/</loc>
<lastmod>2022-09-28T20:02:12+00:00</lastmod>
</url>			<url>
<loc>https://www.brc-law.com/2022/09/28/what-are-medicaid-asset-protection-trusts/</loc>
<lastmod>2022-09-28T20:02:25+00:00</lastmod>
</url>			<url>
<loc>https://www.brc-law.com/2022/09/28/11-common-acronyms-in-elder-law-and-estate-planning/</loc>
<lastmod>2022-09-28T20:02:45+00:00</lastmod>
</url>			<url>
<loc>https://www.brc-law.com/2022/09/28/savings-for-seniors-lower-medicare-part-b-premiums-in-2023/</loc>
<lastmod>2022-09-28T20:02:55+00:00</lastmod>
</url>			<url>
<loc>https://www.brc-law.com/2022/10/19/depressive-symptoms-in-alzheimers-disease-family-caregivers/</loc>
<lastmod>2022-10-19T13:52:01+00:00</lastmod>
</url>			<url>
<loc>https://www.brc-law.com/2022/10/19/after-a-dementia-diagnosis-preparing-for-the-future/</loc>
<lastmod>2022-10-19T13:52:14+00:00</lastmod>
</url>			<url>
<loc>https://www.brc-law.com/2022/10/19/3-foot-or-leg-related-health-issues-medicare-may-help-cover/</loc>
<lastmod>2022-10-19T13:52:28+00:00</lastmod>
</url>			<url>
<loc>https://www.brc-law.com/2022/10/19/how-can-you-transfer-a-guardianship-between-states/</loc>
<lastmod>2022-10-19T13:53:40+00:00</lastmod>
</url>			<url>
<loc>https://www.brc-law.com/2022/10/19/resources-to-help-with-end-of-life-care/</loc>
<lastmod>2022-10-19T13:53:51+00:00</lastmod>
</url>			<url>
<loc>https://www.brc-law.com/2022/10/19/how-to-choose-the-best-home-care-provider-for-your-parents/</loc>
<lastmod>2022-10-19T13:54:36+00:00</lastmod>
</url>			<url>
<loc>https://www.brc-law.com/2022/10/19/6-possible-risk-factors-for-dementia-you-may-not-expect/</loc>
<lastmod>2022-10-19T13:55:36+00:00</lastmod>
</url>			<url>
<loc>https://www.brc-law.com/2022/10/19/honoring-family-caregivers-month-resources-for-grandparent-caregivers/</loc>
<lastmod>2022-10-19T13:56:17+00:00</lastmod>
</url>			<url>
<loc>https://www.brc-law.com/2022/10/19/comparing-traditional-medicare-and-medicare-advantage/</loc>
<lastmod>2022-10-19T13:56:29+00:00</lastmod>
</url>			<url>
<loc>https://www.brc-law.com/2022/11/17/social-security-recipients-to-get-another-increase-in-2023/</loc>
<lastmod>2022-11-17T19:53:34+00:00</lastmod>
</url>			<url>
<loc>https://www.brc-law.com/2022/11/17/insured-retirees-paying-tens-of-thousands-for-health-care/</loc>
<lastmod>2022-11-17T19:53:49+00:00</lastmod>
</url>			<url>
<loc>https://www.brc-law.com/2022/11/17/when-should-you-start-helping-with-your-parents-finances/</loc>
<lastmod>2022-11-17T19:54:01+00:00</lastmod>
</url>			<url>
<loc>https://www.brc-law.com/2022/11/17/now-you-can-see-more-data-before-choosing-a-nursing-home/</loc>
<lastmod>2022-11-17T19:54:13+00:00</lastmod>
</url>			<url>
<loc>https://www.brc-law.com/2022/11/17/what-to-do-if-medicare-denies-coverage-for-prescription-drug/</loc>
<lastmod>2022-11-17T19:54:24+00:00</lastmod>
</url>			<url>
<loc>https://www.brc-law.com/2022/11/17/will-you-lose-your-medicaid-coverage-when-the-pandemic-ends/</loc>
<lastmod>2022-11-17T19:54:41+00:00</lastmod>
</url>			<url>
<loc>https://www.brc-law.com/2022/11/17/a-good-nights-sleep-may-cut-chronic-disease-risk-in-seniors/</loc>
<lastmod>2022-11-17T19:55:15+00:00</lastmod>
</url>			<url>
<loc>https://www.brc-law.com/2022/11/17/feds-announce-new-strategy-to-support-family-caregivers/</loc>
<lastmod>2022-11-17T19:55:46+00:00</lastmod>
</url>			<url>
<loc>https://www.brc-law.com/2022/11/17/new-rule-aids-seniors-who-are-first-time-medicare-enrollees/</loc>
<lastmod>2022-11-17T19:56:07+00:00</lastmod>
</url>			<url>
<loc>https://www.brc-law.com/2022/11/17/study-reveals-unmet-needs-of-seniors-relying-on-in-home-care/</loc>
<lastmod>2022-11-17T19:56:36+00:00</lastmod>
</url>			<url>
<loc>https://www.brc-law.com/2022/11/17/seniors-and-the-benefits-of-downsizing/</loc>
<lastmod>2022-11-17T19:58:14+00:00</lastmod>
</url>			<url>
<loc>https://www.brc-law.com/2022/11/17/pros-and-cons-of-a-mapt/</loc>
<lastmod>2022-11-17T19:58:27+00:00</lastmod>
</url>			<url>
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<lastmod>2022-11-17T19:58:39+00:00</lastmod>
</url>			<url>
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<lastmod>2022-11-17T19:58:51+00:00</lastmod>
</url>			<url>
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<lastmod>2022-12-14T23:39:09+00:00</lastmod>
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<lastmod>2022-12-14T23:39:22+00:00</lastmod>
</url>			<url>
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<lastmod>2022-12-14T23:39:33+00:00</lastmod>
</url>			<url>
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<lastmod>2022-12-14T23:39:43+00:00</lastmod>
</url>			<url>
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</url>			<url>
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<lastmod>2023-01-09T17:37:32+00:00</lastmod>
</url>			<url>
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<lastmod>2023-01-09T17:37:55+00:00</lastmod>
</url>			<url>
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<lastmod>2023-01-09T17:38:04+00:00</lastmod>
</url>			<url>
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<lastmod>2023-01-09T17:38:15+00:00</lastmod>
</url>			<url>
<loc>https://www.brc-law.com/2023/01/09/5-reasons-for-seniors-to-celebrate-in-2023/</loc>
<lastmod>2023-01-09T17:38:27+00:00</lastmod>
</url>			<url>
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<lastmod>2023-01-09T17:38:39+00:00</lastmod>
</url>			<url>
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<lastmod>2023-01-09T17:38:49+00:00</lastmod>
</url>			<url>
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<lastmod>2023-01-09T17:38:59+00:00</lastmod>
</url>			<url>
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<lastmod>2023-01-09T17:39:09+00:00</lastmod>
</url>			<url>
<loc>https://www.brc-law.com/2023/01/09/older-adults-lack-information-in-search-for-long-term-care/</loc>
<lastmod>2023-01-09T17:39:29+00:00</lastmod>
</url>			<url>
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<lastmod>2023-01-09T17:39:43+00:00</lastmod>
</url>			<url>
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<lastmod>2023-01-24T13:59:28+00:00</lastmod>
</url>			<url>
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</url>			<url>
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<lastmod>2023-02-17T14:48:09+00:00</lastmod>
</url>			<url>
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<lastmod>2023-02-17T14:48:28+00:00</lastmod>
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<lastmod>2023-02-17T14:48:38+00:00</lastmod>
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<lastmod>2023-02-17T14:48:51+00:00</lastmod>
</url>			<url>
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</url>			<url>
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</url>			<url>
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</url>			<url>
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<lastmod>2023-02-17T14:50:33+00:00</lastmod>
</url>			<url>
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<lastmod>2023-02-17T14:50:54+00:00</lastmod>
</url>			<url>
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<lastmod>2023-02-17T14:51:18+00:00</lastmod>
</url>			<url>
<loc>https://www.brc-law.com/2023/02/17/this-tax-season-seniors-can-get-free-assistance/</loc>
<lastmod>2023-02-17T14:51:29+00:00</lastmod>
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<lastmod>2023-02-17T14:51:44+00:00</lastmod>
</url>			<url>
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<lastmod>2023-02-17T14:52:09+00:00</lastmod>
</url>			<url>
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<lastmod>2023-02-17T14:52:42+00:00</lastmod>
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<lastmod>2023-02-17T14:52:51+00:00</lastmod>
</url>			<url>
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<lastmod>2023-03-13T20:59:58+00:00</lastmod>
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<lastmod>2023-03-13T21:00:20+00:00</lastmod>
</url>			<url>
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<lastmod>2023-03-13T21:00:30+00:00</lastmod>
</url>			<url>
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<lastmod>2023-03-13T21:00:38+00:00</lastmod>
</url>			<url>
<loc>https://www.brc-law.com/2023/04/25/bill-advocates-for-seniors-who-seek-at-home-medicaid-care/</loc>
<lastmod>2023-04-25T14:56:21+00:00</lastmod>
</url>			<url>
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<lastmod>2023-04-25T14:56:32+00:00</lastmod>
</url>			<url>
<loc>https://www.brc-law.com/2023/04/25/some-states-testing-out-medicaid-coverage-for-healthy-food/</loc>
<lastmod>2023-04-25T14:57:55+00:00</lastmod>
</url>			<url>
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<lastmod>2023-04-25T14:58:29+00:00</lastmod>
</url>			<url>
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<lastmod>2023-04-25T14:59:01+00:00</lastmod>
</url>			<url>
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<lastmod>2023-04-25T14:59:29+00:00</lastmod>
</url>			<url>
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<lastmod>2023-04-25T14:59:40+00:00</lastmod>
</url>			<url>
<loc>https://www.brc-law.com/2023/05/24/avoid-foreclosure-with-repayment-plan-for-reverse-mortgages/</loc>
<lastmod>2023-05-24T15:14:42+00:00</lastmod>
</url>			<url>
<loc>https://www.brc-law.com/2023/05/24/will-robotics-and-ai-be-the-future-of-elder-care/</loc>
<lastmod>2023-05-24T15:15:21+00:00</lastmod>
</url>			<url>
<loc>https://www.brc-law.com/2023/05/24/challenges-of-long-term-care-planning-for-lgbtq-seniors/</loc>
<lastmod>2023-05-24T15:15:40+00:00</lastmod>
</url>			<url>
<loc>https://www.brc-law.com/2023/05/24/innovative-long-term-care-housing-solutions-for-seniors/</loc>
<lastmod>2023-05-24T15:15:58+00:00</lastmod>
</url>			<url>
<loc>https://www.brc-law.com/2023/05/24/on-medicare-what-youll-pay-for-now-that-the-phe-has-ended/</loc>
<lastmod>2023-05-24T15:16:16+00:00</lastmod>
</url>			<url>
<loc>https://www.brc-law.com/2023/05/24/homelessness-among-seniors-a-growing-crisis-say-experts/</loc>
<lastmod>2023-05-24T15:16:34+00:00</lastmod>
</url>			<url>
<loc>https://www.brc-law.com/2023/06/29/senior-citizens-face-loss-of-buying-power-study-shows/</loc>
<lastmod>2023-06-29T20:12:55+00:00</lastmod>
</url>			<url>
<loc>https://www.brc-law.com/2023/06/29/how-will-the-public-health-emergencys-end-affect-veterans/</loc>
<lastmod>2023-06-29T20:13:08+00:00</lastmod>
</url>			<url>
<loc>https://www.brc-law.com/2023/06/29/medicare-fraud-prevention-week-avoiding-health-care-scams/</loc>
<lastmod>2023-06-29T20:13:21+00:00</lastmod>
</url>			<url>
<loc>https://www.brc-law.com/2023/06/29/cms-medicare-will-soon-cover-certain-alzheimers-treatments/</loc>
<lastmod>2023-06-29T20:13:34+00:00</lastmod>
</url>			<url>
<loc>https://www.brc-law.com/2023/06/29/agencies-that-inspect-nursing-homes-face-staffing-crisis/</loc>
<lastmod>2023-06-29T20:13:47+00:00</lastmod>
</url>			<url>
<loc>https://www.brc-law.com/2023/06/29/supreme-court-preserves-right-to-sue-public-nursing-homes/</loc>
<lastmod>2023-06-29T20:13:59+00:00</lastmod>
</url>			<url>
<loc>https://www.brc-law.com/2023/07/05/what-is-a-medicare-flex-card/</loc>
<lastmod>2023-07-05T16:19:23+00:00</lastmod>
</url>			<url>
<loc>https://www.brc-law.com/2023/07/21/national-retirement-risk-index-many-to-fall-short-of-goals/</loc>
<lastmod>2023-07-21T13:42:35+00:00</lastmod>
</url>			<url>
<loc>https://www.brc-law.com/2023/07/21/home-health-services-underutilized-by-seniors-study-shows/</loc>
<lastmod>2023-07-21T13:42:58+00:00</lastmod>
</url>			<url>
<loc>https://www.brc-law.com/2023/07/21/why-georgias-new-medicaid-program-may-impact-you/</loc>
<lastmod>2023-07-21T13:43:07+00:00</lastmod>
</url>			<url>
<loc>https://www.brc-law.com/2023/07/21/rsv-vaccine-options-for-us-seniors-to-become-available/</loc>
<lastmod>2023-07-21T13:43:17+00:00</lastmod>
</url>			<url>
<loc>https://www.brc-law.com/2023/07/21/how-no-surprises-act-may-help-with-unexpected-medical-bills/</loc>
<lastmod>2023-07-21T13:43:27+00:00</lastmod>
</url>			<url>
<loc>https://www.brc-law.com/2023/08/02/otc-hearing-aids-prevent-dementia/</loc>
<lastmod>2023-08-02T18:59:59+00:00</lastmod>
</url>			<url>
<loc>https://www.brc-law.com/2023/08/28/dual-eligible-special-needs-plans-are-they-right-for-you/</loc>
<lastmod>2023-08-28T12:43:22+00:00</lastmod>
</url>			<url>
<loc>https://www.brc-law.com/2023/08/28/how-changes-in-the-student-loan-landscape-may-affect-you/</loc>
<lastmod>2023-08-28T16:37:17+00:00</lastmod>
</url>			<url>
<loc>https://www.brc-law.com/2023/08/28/remaining-social-promotes-health-in-older-adults/</loc>
<lastmod>2023-08-28T16:37:29+00:00</lastmod>
</url>			<url>
<loc>https://www.brc-law.com/2023/08/28/what-to-do-when-social-security-overpays/</loc>
<lastmod>2023-08-28T16:37:40+00:00</lastmod>
</url>			<url>
<loc>https://www.brc-law.com/2023/08/28/2023-on-senior-health-report-the-good-the-bad-and-the-ugly/</loc>
<lastmod>2023-08-28T16:37:52+00:00</lastmod>
</url>			<url>
<loc>https://www.brc-law.com/2023/08/28/selling-your-life-insurance-policy-to-help-cover-expenses/</loc>
<lastmod>2023-08-28T16:38:02+00:00</lastmod>
</url>			<url>
<loc>https://www.brc-law.com/2023/08/28/should-you-use-a-medical-credit-card/</loc>
<lastmod>2023-08-28T16:38:14+00:00</lastmod>
</url>			<url>
<loc>https://www.brc-law.com/2023/08/28/prior-authorization-why-is-it-holding-up-my-medical-care/</loc>
<lastmod>2023-08-28T16:38:22+00:00</lastmod>
</url>			<url>
<loc>https://www.brc-law.com/2023/09/11/notarizing-documents-for-seniors-with-a-dementia-diagnosis/</loc>
<lastmod>2023-09-11T14:55:22+00:00</lastmod>
</url>			<url>
<loc>https://www.brc-law.com/2023/09/25/3-tips-for-prepping-for-medicare-annual-enrollment-2023/</loc>
<lastmod>2023-09-25T18:49:47+00:00</lastmod>
</url>			<url>
<loc>https://www.brc-law.com/2023/09/25/medicare-part-d-enrollees-may-pay-less-for-these-10-drugs/</loc>
<lastmod>2023-09-25T18:49:56+00:00</lastmod>
</url>			<url>
<loc>https://www.brc-law.com/2023/09/25/the-role-of-assisted-living-facility-staff/</loc>
<lastmod>2023-09-25T18:50:04+00:00</lastmod>
</url>			<url>
<loc>https://www.brc-law.com/2023/09/25/will-better-staffing-help-your-loved-one-in-long-term-care/</loc>
<lastmod>2023-09-25T18:50:11+00:00</lastmod>
</url>			<url>
<loc>https://www.brc-law.com/2023/09/25/trips-for-seniors-travel-tips-for-you-and-your-companions/</loc>
<lastmod>2023-09-25T18:50:27+00:00</lastmod>
</url>			<url>
<loc>https://www.brc-law.com/2023/09/25/can-alzheimers-disease-be-prevented/</loc>
<lastmod>2023-09-25T18:50:36+00:00</lastmod>
</url>			<url>
<loc>https://www.brc-law.com/2023/09/25/feds-ease-enrollment-process-for-medicare-savings-programs/</loc>
<lastmod>2023-09-25T18:50:44+00:00</lastmod>
</url>			<url>
<loc>https://www.brc-law.com/2023/09/28/pay-monthly-for-medicare-part-d-prescriptions-come-2025/</loc>
<lastmod>2023-09-28T16:48:32+00:00</lastmod>
</url>			<url>
<loc>https://www.brc-law.com/2023/10/05/is-an-independent-living-facility-right-for-me/</loc>
<lastmod>2023-10-05T13:16:28+00:00</lastmod>
</url>			<url>
<loc>https://www.brc-law.com/2023/10/18/understanding-nursing-home-arbitration-agreements/</loc>
<lastmod>2023-10-18T18:31:17+00:00</lastmod>
</url>			<url>
<loc>https://www.brc-law.com/2023/10/18/what-are-veterans-death-benefits/</loc>
<lastmod>2023-10-18T18:31:34+00:00</lastmod>
</url>			<url>
<loc>https://www.brc-law.com/2023/10/18/what-will-your-2024-social-security-benefits-look-like/</loc>
<lastmod>2023-10-18T18:31:44+00:00</lastmod>
</url>			<url>
<loc>https://www.brc-law.com/2023/10/18/medicare-part-b-premiums-deductibles-going-back-up-in-2024/</loc>
<lastmod>2023-10-18T18:31:53+00:00</lastmod>
</url>			<url>
<loc>https://www.brc-law.com/2023/10/18/what-is-elder-abuse-elder-law-qa/</loc>
<lastmod>2023-10-18T18:32:05+00:00</lastmod>
</url>			<url>
<loc>https://www.brc-law.com/2023/10/23/what-to-consider-when-enrolling-in-medicare-part-d-for-2024/</loc>
<lastmod>2023-10-23T12:58:25+00:00</lastmod>
</url>			<url>
<loc>https://www.brc-law.com/2023/10/23/most-us-workers-say-they-will-file-for-social-security-early/</loc>
<lastmod>2023-10-23T13:08:20+00:00</lastmod>
</url>			<url>
<loc>https://www.brc-law.com/2023/10/27/what-is-the-lifeline-program/</loc>
<lastmod>2023-10-27T16:30:16+00:00</lastmod>
</url>			<url>
<loc>https://www.brc-law.com/2023/10/31/instacart-to-help-older-adults-address-food-insecurity/</loc>
<lastmod>2023-10-31T17:51:04+00:00</lastmod>
</url>			<url>
<loc>https://www.brc-law.com/2023/11/08/10-ways-to-maximize-your-social-security-retirement-benefits/</loc>
<lastmod>2023-11-08T13:32:14+00:00</lastmod>
</url>			<url>
<loc>https://www.brc-law.com/2023/11/13/deceptive-ads-are-affecting-seniors-seeking-medicare-plans/</loc>
<lastmod>2023-11-13T15:17:38+00:00</lastmod>
</url>			<url>
<loc>https://www.brc-law.com/2023/11/14/2024-standard-protections-for-spouses-of-medicaid-applicants/</loc>
<lastmod>2023-11-14T21:10:03+00:00</lastmod>
</url>			<url>
<loc>https://www.brc-law.com/2023/11/20/what-is-the-difference-between-palliative-and-hospice-care/</loc>
<lastmod>2023-11-20T16:07:37+00:00</lastmod>
</url>			<url>
<loc>https://www.brc-law.com/2023/11/22/survey-uncovers-caregiver-support-needs-possible-solutions/</loc>
<lastmod>2023-11-22T18:29:28+00:00</lastmod>
</url>			<url>
<loc>https://www.brc-law.com/2023/12/01/report-us-suicide-rate-highest-among-older-men/</loc>
<lastmod>2023-12-01T18:29:07+00:00</lastmod>
</url>			<url>
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<loc>https://www.brc-law.com/2024/11/22/barry-r-crimmins-named-one-of-boston-magazines-top-lawyers-of-2024/</loc>
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</url>			<url>
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</url>			<url>
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</url>			<url>
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</url>			<url>
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</url>			<url>
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<lastmod>2025-08-04T20:25:09+00:00</lastmod>
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