The Law Offices of Barry R. Crimmins, P.C. Newsletter
The Law Offices of Barry R. Crimmins, P.C. NewsletterIt is a simple fact of life that as we get older, we need to be open to receiving more help. That help can come in many ways from having your close friends and family assist you with your daily needs, to living in a facility that can provide you assistance at any and all times throughout the day and night. Here is a break down of all the different types of long term care you and your loved ones might be in need of, so as to help you in your decision making process.

Most likely one of the only beneficial things we are seeing as a population due to the COVID19 pandemic, are the stimulus checks that the government has granted us. These checks are intended for personal use, so it is important to ensure that everyone is getting that same opportunity. Let us dive into what this means exactly and how to ensure you’re loved ones aren’t getting taken advantage of.

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The Law Offices of Barry R. Crimmins, P.C. Newsletter

Watch Out for These Potential Problems with Life Estates
Life Estate planning can be a tricky thing… You’re faced with the reality of trying to foresee your future needs and predicting the lives of those included in your estate. You may be asking yourself, “But why is it so important to think about the loved ones I am including in my estate, isn’t it just as simple as deciding who I want to take care of my estate when the time comes?” The truth is, there is a lot more to think about than you may have originally thought possible.

What Is Critical Illness Insurance and Is It Worth Buying?
Medical expenses. One of the most feared and looming financial burdens that we can come across in life. However, don’t be fooled into thinking that your only saving grace has to be critical illness insurance… It’s important to first review all the specifics of this type of coverage for those “what if” scenarios before deciding to go in this direction.

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The Law Offices of Barry R. Crimmins, P.C. Newsletter

We are in a year where the theme is really all about taking whatever small wins we can, when we can. If you are collecting Social Security you are privy to the small win of a slight increase in your monthly collections. Let’s dive into how this small win can help you in the year ahead.

Everybody makes mistakes, but it’s really important to correct them when it comes to your Required Minimum Distribution. The last thing you want is to run into penalties for not taking your own money. Here is some information onhow to resolve your distribution concerns.

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The Law Offices of Barry R. Crimmins, P.C. Newsletter

“Get out to the polls and vote!” That’s the theme every election year, but as we all know this year is more than a bit different… With everyone still needing to adhere to social distancing, we are seeing major concern in how this year’s ballots will be received, especially when it comes to the nation’s elderly communities. Let’s take a look at how one of the most reliable voting populations will be affected when casting their ballots in this year’s election…

It’s that time of the year again! No, not the most wonderful time of the year (yet)… unless of course you’re looking to save some money. It’s Medicare’s open enrollment period from October 15th – December 7th and we advise you review your coverage plan to see if there are any additional savings available to you for the year ahead.

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The Law Offices of Barry R. Crimmins, P.C. Newsletter

The term “trust fund baby” takes on a whole new meaning once you realize we are all waiting on our own trust funds; a fund that may not even be there when we need it the most. The economic blow we are all witnessing take over the nation, due to the pandemic, is affecting you more than you may want to believe. If you are planning on seeing any sort of government funds during your retirement, now might be the time to start coming up with a backup plan…

Looking to move out of state but you have Medicare or Medicaid insurance and you aren’t sure what to do? Don’t worry, you still have options! Don’t put your life on hold because of health insurance, instead just take a look at what options are available and you’ll realize you have one less thing to worry about during your move.

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The Law Offices of Barry R. Crimmins, P.C. Newsletter

With all the buzz around a new vaccine to help the nation overcome this Coronavirus pandemic, a lot of us are wondering, “Will I be eligible for this vaccine? Will I have to pay out of pocket?” Take a look at this Medicare coverage analysis to know what your vaccine future looks like!

We all know that talking about death isn’t easy… However, it’s one of the most important conversations you will ever have with your loved ones in regards to their estate planning. It may not be your favorite conversation to have, but here are some tips to make it easier for everyone involved.

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The Law Offices of Barry R. Crimmins, P.C. Newsletter

Everyone likes to window shop now and then but when it comes to your Medigap coverage, you may find your time well spent once you find a couple thousand dollars in savings as the more research you do, the more you’ll find that even with the same coverage options chosen, you get different price points for every provider you look into.

As our elders continue to be the highest risk during these CoronaVirus times, it is important to note the ways in which their long-term care is being affected. Many new qualifications seem to have appeared, which could change the way the elderly are able to continue living with assistance following the pandemic.

BRC Law has a commitment to help you through these difficult healthcare concerns especially concerning the elderly. Please contact our offices to set up a meeting to discuss in further detail how we can help you and your family navigate these difficult healthcare questions.

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The Law Offices of Barry R. Crimmins, P.C. Newsletter

As the country begins recovery from the COVID-19 crisis, caretakers of the elderly must stay abreast of issues that could potentially impact their loved ones.

Senior citizens affected by the healthcare crisis have more time to apply for or change Medicare plans, and States aren’t allowed to terminate Medicaid benefits as the public health emergency remains in effect.

If your loved one is waiting for a Stimulus Payment, but they haven’t received it yet, check to make sure the assisted living or nursing home hasn’t seized the funds.

BRC Law remains committed to helping you navigate any eldercare crises you experience. Contact our offices to set up an in-person, phone, or online consultation today!

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